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Salvador
Salvador was born in the city of Maputo, in the province of that same name, south of Mozambique. He’s married and the father of 3 children, aged between 4 and 11. He completed 11th grade and stopped due to a lack of financial means. He lives in his own house in Boane (Maputo Province) with his family and also supports his mother by sending her money to help with her food expenses.
He has never left the province of Maputo where he has been a permanent employee of the Ministry of Education for 17 years and works as a teacher at a school. He has a monthly salary of 11,500 meticals (MZN) and an income from his second-hand clothing sales business of around 5,000MZN, some of which he spends on household expenses and some of which he saves in his bank account.
He has never had loans from any other banks. He heard about Hluvuku through friends who are also Hluvuku clients and this is his fifth loan with Hluvuku for the value of 20,000MZN, with which he intends to buy products (bundles of second-hand clothes for men and women, amongst others). His first loans were for: 8,400MZN, 15,000MZN, 20,000MZN and 32,000MZN, all for his build work.
He dreams of expanding his business by building a commercial establishment, for which he intends to take out more loans with Hluvuku.
View original language description ↓
Nasceu na Cidade de Maputo, provincia do mesmo nome, ao sul de Mocambique casado e pai de 3 filhos de idades entre 4 a 11 anos de idade.Fez a 11ª classe e parou por falta de condicoes financeiras. vive na casa propria EM BOANE ( PROVINCIA DE MAPUTO) com a sua familia e sustenta a sua mãe enviando dinheiro para ajudar nas despesas alimentares.
Nunca saiu de Maputo PROVINCIA, é funcionario permanente no Ministerio da Educaçã ha 17 anos e trabalha numa Escola como docente. Tem um salario mensal de 11.500.00mt e um rendimento no seu negocio de venda de roupa usada diversa onde tambem consegue um rendimento de cerca de 5.000.00mt que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Nunca fez emprestimo noutros bancos.Conheceu Hluvuku atravez de amigos que tambem são clientes e este é o seu quinto emprestimo na Hluvuku no valor de 20.000.00mt, com qual pretende comprar produtos (fardos de roupa usada para homens e mulhers, e outros), os primeiros emprestimos foram de: 8.400.00mt, 15.000.00mt, 20.000.00mt, e 32.000.00mt, todos para sua obra.
Sonha em ampliar o seu negocio construindo um estabelecimento de venda, e para tal tenciona solicitar mais emprestimos a Hluvuku.

About Mozambique

  • $1,389
    Average annual income
  • 51
    View loans »
    Mozambique Loans Fundraising
  • $2,430,400
    Funds lent in using Kiva
  • 27.4
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Salvador purchase bundles of second-hand clothes to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 12, 2011
Listed
Aug 2, 2011
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013