Gulusum is a 47-year-old woman who cultivates wheat, and she has four years of experience in this field. She sells it to the local residents and also in her store. She is a single woman, but her father actively helps her in cultivating cereals.
She has applied for a loan of 1200 AZN to purchase organic fertilizers to improve quality of her crop. This is Gulusum's second loan from AqroInvest CU.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.