Sarkhan is only 20, but he already has deep knowledge of his business and runs his own store. He is single and lives with his parents. He sells plates, glasses, and other kinds of dishes and tableware. The store he runs is in a very good location in Saatli central market. His monthly profit is about 200 USD. Sarkhan would like to increase his inventory and monthly profit. For this reason, he applied for a 1,000 AZN loan.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.