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Gularus lives in the Shahrituz district. She is 29 years old, married and has three children. She and her husband are involved in retail sales. She has a higher education as a teacher. Gularus spent three years working in that profession. Today, she has a store, where she sells household goods. She has been in this business for three years. She is requesting this loan for the purchase of plates, glasses, teapots and piyalkas (tea cups).
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Гуларус проживает в районе Шахритус. Возраст, 29 лет. Замужем, имеет троих детей. Она вместе с мужем занимается торговлей. У нее высшее педагогическое образование. Она три года проработала по профессии. Сейчас у нее имеется магазин, где она продает хозяйственные товары. Этим видом деятельности она занимается уже три года. Кредит берет для приобретения тарелок, бокалов, чайников и пиялок (чайной чашки).

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 246
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.7
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Gularus to purchase plates, glasses, teapots and piyalkas (tea cups).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 19, 2011
Jul 20, 2011
Currency Exchange Loss:
Apr 15, 2012