Mrs. Ros has been living in the Dongkor commune in Phnom Penh City. She is a sewing factory worker and she always gets a specific salary per month. She earns $3 per day. Her husband works as a local construction worker in Phnom Penh. He earns $4 per day. They have three children. Two of the children are single and one is married. One of the three children is working as a garment factory worker. Mrs. Ros has requested $600 to purchase a motorbike for her kids to drive to their work location.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.