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Mufariji Group
In this Group: Mapendo, Safari, Anne, Nuyibiza, Kambumbale, Namuruya, Nsimire, Kahindo, Salamu, Fitina, Noella, Kahindo, Bulambo, Masumbuko, Kanane, Vumilia, Charlotte
Mapendo is a client and the leader of the business group "Mufariji". She is an entrepreneur, 45 years old, married, and the mother of twelve children who have all had schooling. Three of them already have their own homes.

Mapendo sells bananas, and her husband is a tailor-clothier. She sets up her bananas at the community market of Katindo-Alanine. She has been operating small revenue-generating businesses of these types for ten years. However, she has just completed ten loan cycles with Hekima. This new loan must serve to buy a supply of fruit (4 bunches of bananas and a basket of avocados) to be sold. In addition, her ambition is to educate her children and to develop another enterprise.

Our client thanks Hekima for its actions favoring poor women who are excluded from traditional banks. It is appropriate to note that the business group Mufariji is composed mostly of women.
View original language description ↓
La cliente Mapendo, leader du groupe d’affaire « Mufariji », est entrepreneur, âgée de 45 ans, mariée, mère de 12 enfants qui étudient tous et dont 3 autres ont déjà leurs propres foyers. Elle est vendeuse des bananes. Son mari est un tailleur couturier. Elle installe ses bananes au marché communal de Katindo-Alanine. Il y a 10 ans révolus qu’elle exerce ces petites activités génératrices de revenus de ce genre. Cependant, elle vient de réaliser 10 cycles avec le crédit de Hekima. Ce nouveau crédit doit lui servir de s’approvisionner avec les fruits (4 régimes de bananes, 1 paniers des avocats) à marchander. En plus, elle ambitionne scolariser ses enfants et développer une autre entreprise. La cliente remercie Hekima pour ses actions en faveur de pauvres femmes exclues de banque classique. Il sied de signaler que le groupe d’affaire « Mufariji » est majoritairement féminins.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 36
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,039,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mufariji Group's $5,000 loan helped a member to buy 4 bunches of bananas and a basket of avocados.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 15, 2011
Jul 20, 2011
Currency Exchange Loss:
Mar 15, 2012