Fils is a farmer-merchant who is 25 years old and married. He has a 2-year-old child. He was born in Rwanda and has two years of secondary school education. This loan cycle is his third one with ACB. He is going to use his loan to buy a field for growing crops. No difficulties are expected at all with regarding to repaying this loan.
His strategy for business growth is to expand his fields. As his ambitions, he would like to become a major grower and a major merchant of seeds at the same time in his province. And he would like to build his own residential house and to cover the cost of his children's schooling. He is also a motorbike taxi driver.
Fils est un commerçant agriculteur, il est marié, il a 25 ans et il a 1 enfant de 2 ans.il est ne au Rwanda .Il a deux ans des études secondaires. C’est son troisième cycle de prêt avec ACB. Il va utiliser son crédit pour acheter un champ pour l'agriculture. Il n’a aucune difficulté attendue de non-remboursement de son prêt. Sa stratégie pour la croissance de son business est d’augmenter les champs. Pour ses ambition il voudrait devenir le grand agriculteur en même temps un grand commerçant des semences dans son province, et il voudrait construire sa propre maison a usage résidentiel et payer le frais des études pour ses enfants .Il est aussi le chauffeur de taxi moto.
About Amasezerano Community Banking, S.A.
Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.