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Margoin Yackeline
The members of the Communal Bank “Mujeres Con Esperanza” (Women with Hope) meet every 15 days in the city of Portoviejo, the capital of Manabí. Portoviejo has been known for many years as the city of “Los Reales Tamarindos” because of the large quantities of tamarind fruit that are produced this time of year.

It is in this place that one can meet Sra. Margoin. She is 40 years old, married, and has four children. Two of her children are grown and the other two are aged 14 and 1. They all live at home. Her husband is a merchant.

Together with her husband, Margoin sells delicious dairy products such as milk, cheese, yogurt, and butter. These products are widely consumed by families in Manabí. Margoin and her husband work separately. While he is out making deliveries by car, she sells products at home to customers who come to her shop on a daily basis. There she also sells barrels of water along with her other products. Margoin works every day from 7am to 6pm. She buys her merchandise in Portoviejo from wholesale merchants. Margoin has been in business for six years.

This loan will be used to buy milk, cheese, yogurt, butter, and barrels of water. She has been with the Communal Bank for more than three years and likes the fact that the loans were used to start her business. Her dream is to have a larger shop in the central part of the city.
View original language description ↓
En la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, por la gran cantidad de este fruto que había en aquella época, se reúnen cada quince días las socias del Grupo De Crédito Mujeres Con Esperanza.

En este lugar conocimos a la señora Margoin, ella tiene 40 años de edad, está casada y de esta relación tienen cuatro hijos dos de los cuales ya son mayores de edad y dos de 14 y 1 años de edad, todos aun viven con ella. Su esposo es comerciante.

Ella junto a su esposo se dedican a la venta de productos lácteos tales como la deliciosa leche, queso, yogurt y mantequilla, productos que son muy consumidos por las familias manabitas, ellos venden por separado ya que mientras él sale a entregar en su carro ella vende en su casa a los clientes que dia a dia se acercan hasta su local, allí mismo ella también vende bidones de agua lo cual lo realiza al mismo tiempo que vende sus otros productos, trabajan todos los días desde las 7h00 hasta las 18h00. Los productos los compran en Portoviejo a comerciantes que entregan al por mayor, llevan seis años que se dedican a esta actividad.

Este crédito es para comprar leche, queso, yogurt, mantequilla y bidones de agua. Lleva en el Grupo De Crédito ya más de tres años y le gusta porque los créditos sirven para impulsar los negocios.

Sus sueños son tener un local más grande en el centro de la ciudad.

About Ecuador

  • $10,600
    Average annual income
  • 52
    View loans »
    Ecuador Loans Fundraising
  • $24,303,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Margoin Yackeline to purchase milk, cheese, yogurt, butter, and barrels of water.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 8, 2011
Listed
Jul 25, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2011