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Josefina
Josefina is a 44 year-old mother. She lives with her husband and children in their own house. Light is the only service they have there. Their house is located in the rural zone of the district of Chachapoyas, which belongs to Amazonas department. The entire area is populated by people who work in agriculture, cattle, arts, and tourism.

Josefina makes and sells chica de jora (a rich, corn-based beverage that is widely consumed in northern Peru), sells beer, and raises caged birds. She has been doing this type of work for many years, as it is a custom that has been passed down from generation to generation. Recently, she has been increasing her chica de jora and beer sales in the area where she lives, in order to increase her income and improve her family's quality of life. She also sells caged birds, which helps her because it is another source of income.

Josefina has requested a loan of 2,000 nuevos soles from Edpyme Alternative because it is an opportunity to grow. She will buy a greater quantity of beer, corn flour for making chica de jora, and a balanced diet for her birds. Her goals are to obtain better profits and to increase her customers so that she can pay back her loan and improve her family's quality of life.
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Josefina es una madre de familia de 44 años de edad, vive con su esposo e hijos en su casa propia, cuenta con servicios sólo de luz, ubicada en la zona rural del distrito de Chachapoyas que pertence al departamento de Amazonas. Toda esta zona sus pobladores se dedican a la agricultura, ganadería, artesanía y turismo.

Josefina se dedica a la elaboración, venta de chicha de jora (es una bebida rica elaborada a base de maíz y muy consumida en el norte del Perú), cerveza y crianza de aves de corral, estas actividades los realiza desde hace varios años, ya que es una costumbre que ha pasado de generación en generación. Últimamente se ha incrementado las ventas de la chicha de jora y cerveza en la zona donde vive, lo que le ha favorecido para poder incrementar sus ingresos y mejorar la calidad de vida de su familia. También comercializa aves de corral, lo que le permite ayudarse con otro ingreso.

Teniendo la oportunidad de crecer Josefina a solicitado un préstamo a Edpyme Alternativa de 2000 nuevos soles para comprar mayor cantidad de cerveza, harina de maíz para la elaboración de chicha de jora y alimento balanceado para sus aves, con la finalidad de obtener mayores ganancias y así sus clientes aumenten, para solventar el crédito otorgado y mejorar la calidad de vida de su familia.

About Peru

  • $6,715
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $54,528,450
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Josefina to buy: more beer, corn flour for making chicha de jora, and a balanced diet for her animals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 26, 2011
Listed
Aug 1, 2011
Currency Exchange Loss:
Possible
Ended:
Apr 15, 2012