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Francisquenses Group
In this Group: Maria Joh, Blanca Isabel, Lidia, Maria Paxtor, Elida Judyt, Guisela Heidy, Amanda Lisbeth, Olimpia, Lucia Odilia, Elda Elisama, Juliana Floridalma, Lucia, Sandra, Santos, Juana Vicente
Maria Joh is 31 years old and married. She studied at elementary school for six years. She has four children, three of whom are in school. Maria does domestic work and also works in commerce. She owns a store where she sells basic household products. She started out with a little capital, thanks to the support of her husband, and now has six years experience. Her husband makes woven products.

Maria decided to form a group so that she could request a loan that she would use to expand her business capital. She will buy more products such as water, soda, juice, canned food, noodles, candies, water, sweet treats, dairy products (cheese and milk) and other products. She would like to improve and better stock her store. The other members of this group work in different business activities such as selling food and basic household products, selling traditional clothing, selling school supplies, making pants and skirts, and raising animals.
View original language description ↓
La señora Maria Joh es casada, tiene 31 años D. edad, curso los 6 años D. educación primaria, tiene 4 hijos 3 D. los cuales están estudiando, se dedica a los oficios domésticos y al comercio, ya que tiene una tienda D. venta D. artículos D. consumo diario, inicio con un pequeño capital gracias al poyo D. su esposo y hasta el momento lleva 6 años D. experiencia, su esposo se dedica a la confección D. tejidos.

DeciD. organizar un grupo para poder solicitar un préstamo que le servirá para ampliar su capital del negocio que tiene, va a comprar más producto: aguas gaseosas, jugos, comida enlatada, fideos, golosinas, agua pura, dulces, productos lácteos como queso y leche y entres otros productos, ya que quiere que su tienda se mejor y surtido. Las demás integrantes del grupo se dedica a diversas actividades productivas: venta D. alientos, consumo diario, vena D. ropa típica, venta e útiles escolares, confección D. pants, faldas y a la crianza D. animales.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 75
    View loans »
    Guatemala Loans Fundraising
  • $9,872,275
    Funds lent in using Kiva
  • 7.7
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Francisquenses Group's $2,825 loan helped a member to buy products for her store.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 1, 2011
Jul 22, 2011
Currency Exchange Loss:
Apr 15, 2012