The member is Hayde and she is 49-years-old, single, and has three children who are 25, 24, and 19-years-old. She works preparing home-cooked meals. She has a stand in the San Blas market in Cusco. She would like to use to loan to buy food and to be able to buy ingredients at wholesale prices such as: oil, rice, and potatoes which are the basic ingredients used to make the majority of the dishes she prepares. She will also buy noodles, among other ingredients. She comments that she still supports her youngest daughter who is studying the professional career of accounting in an educational institution. She is requesting the loan to invest in ingredients used to prepare the different dishes.
The members Alejandrina, Elba, Evelyn, and Felicitas are in this order in the upper part of the group photo. The members have permission to leave early and two also arrived later.
The members would like to invest the loan in musical instruments, artisan products, and printing.
She is very satisfied with and thankful for the support that they have offered her through this medium and she promises to follow through with the payment of her debt in the established timeframe.
La socia pertenece al Banco Comunal “SACSAYHUAMAN”; El banco pertenece al distrito de Huanchac, Provincia de Cusco, departamento de Cusco.
La socia es la Sra. Hayde; la socia tiene 49 años; la socia es soltero y tiene 3 hijos, de 25, 24 y 19 años de edad; La socia se dedica a la elaboración de comidas caseras, la socia tiene un stand en el mercado San Blas en la misma ciudad de Cusco, la socia desea el crédito para comprar víveres y poder comprar los ingredientes al por mayor como aceite, arroz y papa, que es lo básico para elaborar la mayoría de los platos, también comprara fideos entre otros ingredientes. La socia comenta que ella aún apoya a la menor de sus hijas que está estudiando en el instituto la carrera profesional de Contabilidad; La socia solicita el préstamo para invertir en la compra de ingredientes para la elaboración de los diferentes platos.
Las socias Alejandrina, Elba, Evelyn, Felicitas; estan en ese orden en la parte superior de la foto grupal, las socias tenian permiso de retirarse antes y dos de ellas llegaron despues.
Los socios desesan invertir el prestamo en la compra de instrumentos musicales, artesanía, implementar la imprenta.
La socia se muestra muy satisfecha y agradecida por el apoyo que se le brindara mediante este medio y se compromete a cumplir con el pago de sus deudas en el plazo establecido.
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid