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Julio Alberto
Julio Alberto is 46-years-old, married, and lives with his wife and three children who are his top priority. He plans to use the loan to purchase agricultural additives for his coffee plantation. He has a land parcel that is ready and in good condition for growing coffee. He has seeded the land and it has been used for coffee production in past years. He would like to help the land produce with fertilizer and remove pests so that it can produce more coffee which will lead to greater profits for his family’s well-being. This is his first loan from FUDECOSUR. They have given him this loan with greater ease and the interest rate is much lower.
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Julio Alberto, tiene la edad de 46 años, está casada, vive con sus 3 hijos y su esposa que son su mayor prioridad. El pretende con el crédito realizar la compra de los insumos para la asistencia de su cafetal. El cuenta con el terreno apto y en buenas condiciones para la explotación de café, el terreno está sembrado y en producción años atrás. El quiere darle a su cafetal una ayuda con el abono y limpiarlo de las plagas para así este año tener mayores producciones de café, generando así ganancias para su bienestar familiar. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 51
    View loans »
    Costa Rica Loans Fundraising
  • $4,677,350
    Funds lent in using Kiva
  • 501.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Julio Alberto to grow coffee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 28, 2011
Jul 22, 2011
Currency Exchange Loss:
Sep 17, 2011