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Damaris is 38 years old, married, and lives with her husband and children. She plans to use her loan to buy supplies for her coffee plantation. She has a plot of land which is suitable for growing coffee in good conditions. What she plans to do is apply a good quantity of fertilizer so that she will obtain better harvests this year. She would like to make the income she needs to get ahead in life and improve her family's well-being.

This is Damaris' first loan from FUDECOSUR. She has not received previous loans from state banks but FUDECOSUR gave her this loan with better repayment terms and a much lower interest rate.
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Damaris, tiene la edad de 38 años, está casada, vive con sus hijos y su esposo. Ella pretende con el crédito realizar la compra de los insumos para la asistencia de su cafetal. Ella cuanta con el terreno apto sembrado de café en buenas condiciones. Ella lo que pretende realizar es aplicarle una buena abonada para así obtener mayores cosechas este año. Ella quiere generar los ingresos necesarios para así salir adelante y tener un mejor bienestar familiar. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 54
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 501.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Damaris to buy supplies for growing coffee.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 28, 2011
Jul 22, 2011
Currency Exchange Loss:
Sep 15, 2012