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María is a member of the 'Milagros' community bank. She is 51 years old and lives with her husband and three of her six children. Her 21 year-old daughter is studying psychology at the Universidad Alas Peruanas.

María will be using this loan to travel to Lima to buy kitchenware wholesale in Jiron Puno. She will then sell the products retail with her husband on their three-wheeled cart. They sell their products to homes and restaurants, and also to order. María has been married and working for 32 years. In addition to her business selling kitchenware, she also buys handicrafts in Quinua (devotional paintings, Huamanga stone carvings and ceramic birth mementos) and takes them to Cusco to sell.

Maria has been a member of FINCA Peru for a couple of years but she left when her husband had to move away for work reasons. She has recently rejoined as a member and has just finished her first loan cycle. What she most likes about FINCA Peru are the savings and the attention that the loan officers give to members. Maria spent the whole of the month of March in Lima, taking care of her mother who had an operation. She says that this affected her work a lot but now she is working very hard to make up for the time that she was unable to make any sales.
View original language description ↓
Maria es socia del Banco Comunal Milagros, tiene 51 años y vive con su esposo y tres de sus seis hijos. Su hija de 21 esta estudiando Psicología en la Universidad Alas Peruanas. Ella estará utilizando su préstamo para viajar a Lima a comprar losa por mayor en Jiron Puno, y venderlas por menor con su esposo en triciclo. Les venden a hogares, restaurantes y por pedidos. Maria lleva 32 años de casada y trabajando. Aparte de su negocio de lozas ella tambien compra artesania de Quinua (retablos, piedras de Huamanga, y el nacimiento en ceramica) y las lleva a Cusco. Maria ha sido socia de FINCA Perú por un par de años pero se salió cuando su esposo se tuvo que mudar mas lejos por el trabajo. Se acaba de reiniciar como socia y apenas terminó su primer ciclo. Lo que mas le gusta de FINCA Perú son los ahorros y la atención que las promotoras le dan a las socias. María paso todo el mes de Marzo en Lima cuidando a su madre que fue operada. Ella dice que eso le afecto mucho el trabajo, pero que ahora esta trabajando muy duro para superar el tiempo que no pudo vender.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 120
    View loans »
    Peru Loans Fundraising
  • $60,090,825
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Maria to buy kitchenware wholesale in Lima.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 1, 2011
Jul 22, 2011
Currency Exchange Loss:
Jan 15, 2012