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Kutesa B Development Group
In this Group: Sarah, Goretti, Jane, Mariam, Mariam*, Mariam, Zubedi Nalugi*, Salima Nsibambi, Mariam , Josephine
* not pictured
Getting into the good graces of prospective and established clients in any business undertaking is by and large a process that involves good rapport building, exceptional service and, at times, the offering of free service. In the course of the past 12 years, Sarah has exhibited all that as she goes about her clothing sales business at her boutique, just a stone's throw away from Kampala.

To start this business, Sarah, a good-natured mother of 4, banked on capital from her already established rental business. Sarah carries the conviction that there is invariably a silver lining in whatever bad unfolds. She has used this philosophy to extricate herself out of the narrowest of circumstances. This attribute, in combination with the fact that she works painstakingly and diligently hard, is a stock in trade that she says has played very much in the favor of her business.

Sarah has also been operating under the financial auspices of her husband, who often spares time to help at her boutique. In many respects, this has also contributed to the stability of her business. On the side, Sarah ekes out supplementary income from a rentals business. Her weekly gross income totals up to UGX 200,000. Sarah says this Kiva loan will come in handy to purchase more clothes to resell

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 190
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,570.2
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kutesa B Development Group's $1,175 loan helped a member to purchase more clothes to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 6, 2011
Jul 22, 2011
Currency Exchange Loss:
Mar 2, 2012