Jihad is a married mother of five from the Negev. She completed high school and went on to to study childcare. She has a certification in childcare and currently works part-time in a kindergarten as a teacher's helper. For the last few years she has run an after school care program for elementary school students in her village. The after school care is located in two rooms of her home, which allows for activities and studying by the children. Jihad wants to improve and expand her after school care before the start of the 2011-2012 school year. Jihad has gained a strong reputation as a caring professional who provides a loving, nurturing environment for children.
Jihad needs the loan for small renovations, and to purchase equipment including games, art supplies, a closet for storing equipment, shelves and a wall-to-wall carpet.
Jihad uses part of her income to pay for the university expenses of one of her sons, who is abroad. She wants to send each of her children to study but here in Israel since she does not like the separation from her children. With her after school care and the increased income, she is earning money to see that each of her children gains an education.
Koret Israel Economic Development Funds (KIEDF) launched its direct lending program, SAWA, in 2006 to help low-income and unemployed populations within Israel create independent income-generating activities. SAWA currently serves Bedouin women in the Negev, Arab Israeli women in northern Israel and Jewish Israeli women. SAWA loans support a wide variety of small business types including consumer goods sales, grocery stores, animal raising, hairdressing, sewing, and day care. SAWA continues to grow and serve new populations while maintaining a loss rate of less than 3%.