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Nov is a security guard. His wife stays at home. A granddaughter also stays with his family. His income is $5 per day. Every month, he has to spend around $70 on family expenses. He would like to request a loan of $800 to buy a motorbike for traveling to work. When he gets a motorbike it will help him to not be late for work as he will be able to travel to work by himself. In the future he expects to get a souvenir shop for his wife to help earn money.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 46
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Nov to purchase a motorbike for traveling to work.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 27, 2011
Jul 22, 2011
Currency Exchange Loss:
Mar 15, 2012