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El Pedregal De San Jorge (Portoviejo) Group
In this Group: Ana Beatriz, Carla Isabel, Sonia Mariela, Liseth Katherine, Ana Teresa, Katty Elizabeth, Erika Lorena*, Daniel Dario*, Jonathan Oswaldo, Miriam Iiiana, Justina María, Emma Francisca
* not pictured
Every two weeks, the members of the "El Pedregal de San Jorge" community bank meet in San Jorge, in the city of Portoviejo, the capital of Manabí, which has been known for many years as the City of the Royal Tamarind Trees.

This is a group of people who decided to come together and form a loan group which would be very helpful as they can use the loans to improve their small businesses. They work in a range of different business activities such as farming, general commerce, services, etc.

Here we meet 43 year-old Enma who is married and has three children aged 17, 16 and 3. Her two eldest are in high school.

Enma is a very good housewife who, in order to make some money herself, prepares and sells food. She makes sandwiches and dishes for parties. She also makes 'pastelillos' (similar to empanadas), 'morcillas rellenas' (blood sausage), bread rolls and other delicious dishes and sandwiches. She makes all her food to order. She tells us that she has orders every week and she works the three last days of every week. She has been in this business for six years and things are going very well as she assures us that her dishes are the best.

Enma will use this loan to buy food products to prepare her delicious dishes. This is her first loan cycle with her community bank and she likes it because the loans are disbursed quickly.

Enma's dream is for her children to become professionals.
View original language description ↓
En la ciudadela San Jorge de la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen cada quince días las socias del Grupo De Crédito El Pedregal De San Jorge.

Este es un grupo de personas que decidieron unirse y formar este Grupo De Crédito que les servir de mucho ya que con los créditos ellos pueden mejorar sus pequeños negocios. Ellos se dedican a diversas actividades tales como agricultura, comercio en general, servicios, entre otras actividades.

En este lugar conocimos a la señora Enma, tiene 43 años de edad, está casada y de esta relación tienen tres hijos de 17, 16 y 3 años de edad, los dos mayores estudian en colegio.

Ella es una muy buena ama de casa que para ganarse algo por sus propios medios se dedica a preparar y vender comida. Ella prepara bocadillos y platos para fiestas, además de pastelillos, morcillas rellenas, bollos entre otros platos y bocadillos deliciosos, todo lo que ella prepara es bajo pedido, nos cuenta que todas las semanas tiene pedidos y que trabaja los tres últimos días de la semana, viene realizando esta actividad ya por seis años y que le va muy bien ya que sus platos son los mejores asegura.

Este crédito es para comprar víveres para preparar sus deliciosos platos. Este es el primer ciclo en el Grupo De Crédito y le gusta porque los créditos son rápidos.

Su sueño es que sus hijos sean profesionales.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 35
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of El Pedregal De San Jorge (Portoviejo) Group's $3,925 loan helped a member to buy food products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 12, 2011
Listed
Jul 22, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2011