Trinidad (Cuenca) Group
One of the members of this bank is Cecilia who lives on the outskirts of the city of Cuenca. She is 28 years old, married, and has two children from her marriage. They are 10 and 5 and attend a school in the city. Her husband works in construction. They own the house in which they live.
Our member works raising pigs and chickens which she sells in the city. She also works as a domestic employee. She does this work from 8.00am to 4.00pm, Monday to Friday.
The community bank are on their fourth loan and Cecilia will invest her money in buying pigs. Her goal is to finish her house.
The children who appear in the photo belong to some of the bank members.
Una de las socias es la Señora. Cecilia, vive en las afueras de la ciudad de Cuenca, tiene 28 años, es casada y fruto de su unión conyugal ha concebido 2 hijos de 10 y 5 años de edad quienes estudian en una escuelita de la ciudad. Su esposo labora como albañil, la casa en la que habitan es de su propiedad.
Nuestra socia se dedica a la cría de chanchos y pollos los que los vende en la ciudad. También trabaja como empleada domestica actividad que la realiza de lunes a viernes de 8 de la mañana hasta las 4 de la tarde.
En el banco comunal se encuentra en su cuarto crédito y lo va a invertir en la compra de chanchos.
Su meta es terminar su casa.
Los niños que aparecen en la foto son hijos de algunas de las socias.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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