Vicuñas De Oro Group
Claudina indicates that this is the first time she’s worked with Pro Mujer and that she joined the institution thanks to an invitation from one of the promoters. She currently has a business selling food that she started two years ago and that she learned from her mother.
The loan she’ll take out now is to increase capital; she will purchase noodles, rice, sugar, etc. at wholesale in La Ceja and 16 de Julio market. Once she makes the food she’ll sell it at a minibus stop. This way of working allows her to generate family income because she’s single and has three children.
When asked what she likes about Pro Mujer, she replies that she likes the credit and health training.
La señora Claudina, indica que es la primera vez que trabaja con Pro Mujer y que integro la institución por invitación de una promotora. En la actualidad ella tiene un negocio de tienda de venta de comida que inicio desde hace dos años, el que aprendió de su madre.
El crédito que ahora sacará es para la compra aumentar su capital (compra de fideos, azúcar, arroz, etc.) que comprará por mayor de la Ceja y 16 de Julio y que posterior a la elaboración lo venderá en una parada de minibus. Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella es soltera y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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