Mujeres Con Futuro Group
Marisol has lived here her whole life. She currently devotes herself to making handicrafts, making napkins, embroideries, and sweaters that she sells. She has many years of experience making handicrafts. She has been selling her napkins for two years.
She is requesting a loan to be able to buy material. In this case she wishes to buy thread. She is looking for a specific good quality brand in order to be able to make her needlework finer and of a better quality. She faces various challenges.
She says that one of the primary ones is having to leave her needlework with her customers on a payment plan. Later, when she collects, she runs the risk that she will not be paid. She also mentions that there are brands of thread that are not easy to find. This makes her have to leave her town and look in the city for what she cannot find. If she embroiders with everyday thread her work is a bit thick, and that looks ugly.
The loan will help Marisol to be able to buy material in volume. This way is, as they say, cheaper by the dozen. It will help her have more income, which is what she is seeking. It will also help her fulfill one of her goals, which is to have a place to sell her handicrafts. Then she will show the people what she knows how to do and what she makes.
Marisol is 28 years old, and she has been married for nine years. She has three young children. One is a baby, and the two others are in school. Her husband works for a pharmacy, and they live in their own house.
Marisol’s group is comprised of seven women. Like her, they know how to make napkins and embroideries. The seven women are called “Mujeres con Futuro” (Women with a Future). They have been working with the institution for three cycles. Their name means that they are going to improve in their businesses. That is why they named the group this way.
The rest of the women in this group are as follows:
2.-Veronica: Sells shoes by catalog
3.-Gilberta: Makes tableclothes for tables or decorations.
4.-Karina: Has a grocery store and will use the loan to buy merchandise
5.-Natalia: Sells cosmetics by catalog and plans to invest the same way
6.-Maridalia: Sells new clothes
This is the Mujeres con Futuro group. The seven members are from the San Pablo Tlachichilpa community. They are neighbors, and they have known each other for several years.
1.- Margarita que vende guajolotes, crian y vende estos animales
2.-Veronica vende zapatos por catalogos
3.-Gilberta hace manteles para mesas o decoraciones
4.-Karina, ella tiene una tienda de abarrotes y su prestamo lo va invertir en mercancia
5.-Natalia vende cosmeticos por catalogo y de igaula manera el credito lo piensa invertir
6.-Maridalia vende ropa nueva, este es el grupo de Mujeres con Futuro, las 7 integrante son de la comunidad de San Pablo Tlachichilpa, son vecinas y se conocen desde hace varios años.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid