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Mujeres Con Futuro Group
In this Group: Margarita, Veronica, Marisol, Gilberta, Karina, Natalia Reyna, Maridalia
Marisol lives in the San Pablo Tlalchichilpa community. Her community has a lot of land, but not so many inhabitants. The people in this community are more prepared in comparison to other places. For example, the majority of the children are studying, preparing, and going to school. Also, it is a place that preserves many of their customs from a simple greeting to festivities in the same town.

Marisol has lived here her whole life. She currently devotes herself to making handicrafts, making napkins, embroideries, and sweaters that she sells. She has many years of experience making handicrafts. She has been selling her napkins for two years.

She is requesting a loan to be able to buy material. In this case she wishes to buy thread. She is looking for a specific good quality brand in order to be able to make her needlework finer and of a better quality. She faces various challenges.

She says that one of the primary ones is having to leave her needlework with her customers on a payment plan. Later, when she collects, she runs the risk that she will not be paid. She also mentions that there are brands of thread that are not easy to find. This makes her have to leave her town and look in the city for what she cannot find. If she embroiders with everyday thread her work is a bit thick, and that looks ugly.

The loan will help Marisol to be able to buy material in volume. This way is, as they say, cheaper by the dozen. It will help her have more income, which is what she is seeking. It will also help her fulfill one of her goals, which is to have a place to sell her handicrafts. Then she will show the people what she knows how to do and what she makes.

Marisol is 28 years old, and she has been married for nine years. She has three young children. One is a baby, and the two others are in school. Her husband works for a pharmacy, and they live in their own house.

Marisol’s group is comprised of seven women. Like her, they know how to make napkins and embroideries. The seven women are called “Mujeres con Futuro” (Women with a Future). They have been working with the institution for three cycles. Their name means that they are going to improve in their businesses. That is why they named the group this way.

The rest of the women in this group are as follows:

2.-Veronica: Sells shoes by catalog
3.-Gilberta: Makes tableclothes for tables or decorations.
4.-Karina: Has a grocery store and will use the loan to buy merchandise
5.-Natalia: Sells cosmetics by catalog and plans to invest the same way
6.-Maridalia: Sells new clothes

This is the Mujeres con Futuro group. The seven members are from the San Pablo Tlachichilpa community. They are neighbors, and they have known each other for several years.
View original language description ↓
Doña Marisol vive en la comunidad de San Pablo Tlalchichilpa, su comunidad en territorio es grande, pero en poblacion no lo es tanto, es una comunidad donde la gente ya es mas preparada en comparacion de otros lugares, por ejemplo la mayoria de los jovenes estan estudiando se preparan y asisten a la escuela, tambien es un lugar que conserva mucho sus costumbres desde un simple saludo hasta fiestas del mismo pueblo, aqui doña Marisol ha vivido toda su vida en la actualidad se dedica hacer manualidades, fabrica servilletas, bordados y sweteres para venderlos, ya tiene largos años de experiencia haciendo manualidades pero en si lleva 2 años que esta vendiendo sus servilletas, ella solicito un credito para poder comprar material en este caso desea comprar hilo, busca una marca especifica de buena calidad para poder tener una costura mas fina y de mejor calidad, los desafios que enfrenta la señora son varios dentro los primeros menciona que es tener que dejar sus costuras en pagos a sus clientes y depues anda cobrando con riesgos de que no le paguen, tambien menciona que hay marcas de hilo que no encuentra facilmente y esto le ocasiona tener que salir del pueblo y buscar en la ciudad lo que no encuentra, porque si borda con hilos comunes el bordado y el tejido queda un poco grueso y eso se ve feo.El credito le va ayudar a la señora Marisol para poder comprar el maeterial en volumen, de esta forma es como decir que es mas barato por docena, le va ayudar en tener mas ingresos que es lo que esta buscando y cumplir una de sus metas que es tener un local para vender sus manualidades y mostrar a la gente lo que sabe hacer y fabricar. Doña Marisol tiene 28 años y lleva 9 años de casada, tiene 3 hijos pequeños 1 es un bebe y 2 hijos mas se encuentran estudiando, su esposo es empleado en una farmacia y viven en casa propia, El grupo de doña Marisol lo conforman 7 mujures de igual forma saben hacer servilletas y bordados, las 7 mujures se hacen llamar "Mujeres con Futuro" tienen 3 ciclos trabajando con la institución pero el nombre significa que en su negocio van a mejorar es la razón de llamarse de esta manera, las demas mujeres dentro de este grupo son las siguientes
1.- Margarita que vende guajolotes, crian y vende estos animales

2.-Veronica vende zapatos por catalogos
3.-Gilberta hace manteles para mesas o decoraciones
4.-Karina, ella tiene una tienda de abarrotes y su prestamo lo va invertir en mercancia
5.-Natalia vende cosmeticos por catalogo y de igaula manera el credito lo piensa invertir
6.-Maridalia vende ropa nueva, este es el grupo de Mujeres con Futuro, las 7 integrante son de la comunidad de San Pablo Tlachichilpa, son vecinas y se conocen desde hace varios años.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 19
    View loans »
    Mexico Loans Fundraising
  • $18,764,650
    Funds lent in using Kiva
  • 11.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Con Futuro Group's $2,300 loan helped a member to buy brand name thread for needlework.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 13, 2011
Listed
Jul 21, 2011
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2011