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Zhanylbubu is 62 years old. She worked as a milkmaid at the local farm for 30 years and is known as a hard-working person.

To find means of subsistence for her family, Zhanylbubu began her business in cattle breeding and land cultivating. Owing to her wide experience in these activities, she managed to develop her farm successfully. Currently, she grows barley and clover and has six sheep, four goats and cows on her farm. She sells milk to the local dairy farm.

With the revenue from these activities, Zhanylbubu was able to provide her children with the essentials. Now Zhanylbubu plans to use this loan for 35,000 KGS to purchase one more milk cow to raise her sales of milk. With the revenue from this investment, she plans to make renovations on her house.

In the future, Zhanylbubu plans to maintain a big farm with a large number of cattle.

Bai-Tushum and Partners uses Kiva funding to target the especially vulnerable population. Bai-Tushum and Partners is one of the leading microfinance institutions in Kyrgyzstan. As a reliable financial partner, Bai-Tushum contributes to the economic development of the Kyrgyz Republic through the delivery of microfinance services in rural and urban areas that lead to increased employment and meet the interests of its clients and investors.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,295,000
    Funds lent in using Kiva
  • 45.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Zhanylbubu to purchase a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 14, 2011
Jul 21, 2011
Currency Exchange Loss:
Aug 15, 2012