Heyran is married and has one daughter. Her husband is unemployed. Heyran helps her husband to take care of their family. She sells everyday products in her grocery store, which is located in the central market of Sabirabad. She purchases goods two times a week. Her monthly income is about 250 Azerbaijanian Manat (AZN).
Heyran would like to get a loan of 1,000 AZN for purchasing a new assortment of foods in order to expand her business and allow customers greater choice. This will be her second loan and she has a good credit history. She is a careful and responsible borrower of AqroInvest CU.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.