Gulnar is single and lives with her parents. For the last five years, she has dedicated herself to agriculture. Gulnar learned the farming business from a young age from her father and now has a lot of experience. She cultivates wheat, maize, corn, tomatoes and water melons. Gulnar is requesting a loan from Kiva to invest in seeds and mineral fertilizers. With this loan she will be able to succeed and have better opportunities for the sale of her products after the harvest.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.