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Bernardita
Bernardita is 57 years old and married with four children. With one child in school, Bernardita works very hard to provide for her family.

Bernardita runs a sari-sari (variety) store in the Philippines and requested a PHP 18,000 loan through NWTF to buy items like soft drinks and groceries to sell in her sari-sari store.

Bernardita has been in this business for six years and sells a variety of items such as canned goods, sugar, soap, candy, snack foods, etc.

In the future Bernardita would like to save enough money so she can afford to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1248
    View loans »
    Philippines Loans Fundraising
  • $57,895,900
    Funds lent in using Kiva
  • 43.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Bernardita to buy items like soft drinks and other groceries to sell in her sari-sari store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 24, 2011
Listed
Aug 1, 2011
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2012