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Juana
In the lowlands of Montecristi, a city known for the great diversity of its traditional products such as the woven Panama hats that are famous inside and outside of the country, the communal bank "Madres Unidas" meets every 15 days.

Here we meet Juana, 59, who is married and has a grown daughter who is married but lives in her house with her husband and their small children who are 8 and 3 years old. Juana's husband is a farmer.

Juana has a business selling all types of clothing. She sells door-to-door and also sells from her house where she has set up a small store. She works 3 days a week, mostly in the mornings. She sells her products on credit, and collects every 15 days. Every time she needs merchandise she goes to buy it in Guayaquil. She tells us that she started this business many years ago with the first loan that she received from the bank, and that it has always gone very well because she has a lot of customers that prefer her business even though there is a lot of competition.

She will use this loan to buy more merchandise such as: pants, blouses, T-shirts, and children's clothing. She has been a member of her communal bank since it was started 18 years ago, and she likes it because of the help and the benefits she receives from the institution.

Her dreams are to carry on and continue with her sales.
View original language description ↓
En Los Bajos de Montecristi, ciudad conocida por su gran diversidad de productos típicos, como por ejemplo los sombreros de paja toquillas conocidos dentro y fuera del país se reúnen cada 15 días las socias del Banco Comunal Madres Unidas.

En este lugar conocimos a la señora Juana, tiene 59 años de edad, está casada y de esta relación tienen una hija la cual es mayor de edad y está casada pero vive en su casa con el esposo y sus pequeños hijos de 8 y 3 años. Su esposo es agricultor.

Se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta y también vende en su casa donde tiene un pequeño local. Trabaja tres días a la semana más que todo en las mañanas, ella deja sus productos a crédito y cobra cada quince días. Su mercadería la va a comprar a Guayaquil cada vez que necesite. Nos cuenta que este negocio lo empezó con el primer créditos que recibió del banco ya hace muchos años y que siempre le ha ido muy bien ya que tiene muchos clientes que la prefieren a ella a pesar de que hay mucha competencia.

Este crédito lo va emplear en comprar más mercadería como: pantalones, blusas, camisetas y ropa de niños. Está en el Banco Comunal desde el inicio hace 18 años y le gusta por la ayuda y los beneficios que recibe de la institución.

Sus sueños son seguir adelante y continuar con sus ventas.

About Ecuador

  • $10,200
    Average annual income
  • 13
    View loans »
    Ecuador Loans Fundraising
  • $22,842,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Juana to buy pants, blouses, t-shirts and children's clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 30, 2011
Listed
Jul 20, 2011
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2011