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44-year-old Yayah is married and has two children aged nineteen and sixteen. His dependent father also lives with him.

In 2001, Yayah began selling garri (cassava flakes) because he needed to alleviate his domestic difficulties. His business is the only source of livelihood for him and his family. Working seven days a week and ten hours a day, he earns about 7,600,000 SLL every month. The rising cost of transportation is his major challenge, though, and competition is extremely high.

Yayah would like a loan of 3,000 SLL in order to buy more garri to sell. He hopes that this loan will enable him to increase his monthly income by approximately 751,000 SLL.

In the future, Yayah plans to purchase and install a garri processing machine in his village and to give his children a quality education. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,315.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Yayah to buy more garri to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 7, 2011
Jul 20, 2011
Currency Exchange Loss:
May 16, 2012