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The woman shown in the picture above, Mrs. Kruy, is a 36-year-old farmer residing in the rural area of Prey Chor district of Kompong Cham province. She has been planting the rice crop – that is her annual business. Her husband helps with the business, as well as providing a plowing service for his neighbors and other local farmers. Mrs. Kruy is looking for a loan to support her farming business. She will use the loan to buy a cow to plow the farmland and to purchase fertilizer and rice seed. Mrs. Kruy has three children, two of whom are attending school and one works in a factory as a sewing worker.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 268
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,098.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Kruy to buy a cow to plow the farmland and to purchase fertilizer and rice seed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 17, 2011
Aug 1, 2011
Currency Exchange Loss:
Mar 17, 2012