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Kathy Gioconda
In the province of Manabí we find the 24th of May village, which is where the San José cooperative bank meets. This area is known for its beautiful scenery and for its hard-working residents that primarily dedicate themselves to farming and raising animals.

It is here that we meet Katty, 38 years of age and in a common-law marriage from which she has four children ages 17, 15, 14 and 5. The oldest finished school this year but wasn’t able to enroll at the university, and the others are still in school. Her husband is a teacher at a school in the area.

She is a very hard-working woman and, due to her great desire to get ahead, she decided to sell Sayson products (beauty products, perfumes, and costume jewelry). About a year ago, she also started selling purses, which she does at the same time she’s selling her other products. She tells us that she works every day and that she delivers her products on credit and charges every fifteen days. She takes advantage of offers to buy more cheaply and then sell at retail with which she earns extra money.

She will use this loan to buy perfumes, costume jewelry, cosmetics, creams and purses. She has been in the cooperative bank for three cycles, and she enjoys it because the discussions help her a lot in her daily life.

Her goal is to continue forward with her sales.
View original language description ↓
En provincia de Manabí encontramos el cantón 24 De Mayo, aquí se reúne el Banco Comunal San José este lugar es conocido por sus paisajes hermosos y por su gente trabajadora dedicada a la agricultura y cría de animales.

En este lugar conocimos a la señora Katty, tiene 38 años de edad y mantiene una relación de unión libre de la cual tiene cuatro hijos de 17, 15, 14 y 5 años, la mayor este año termino el colegio pero no pudo ingresar a la universidad y los otros estudian en colegio y escuela. El marido es maestro de un colegio de la localidad.

Ella como mujer trabajadora y con ganas de salir adelante hace varios años se decidió a la venta de productos Sayson (productos de belleza, perfumería y bisutería) y hace más de un año también empezó a vender carteras y lo hace al mismo tiempo que realiza sus otras ventas, nos cuenta que trabaja todos los días y que sus productos los deja a crédito y cobra cada quince días, ella aprovecha las ofertas para comprar más barato y luego vende al precio real con lo cual se gana un dinero extra.

Este crédito lo va a emplear en comprar perfumes, bisutería, cosméticos, cremas y carteras. Está en el Banco Comunal desde hace tres ciclos y le gusta por las charlas que le ayudan mucho en su vida diaria.

Sus metas son seguir adelante en sus ventas.

About Ecuador

  • $10,200
    Average annual income
  • 72
    View loans »
    Ecuador Loans Fundraising
  • $23,911,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped Kathy Gioconda buy perfumes, costume jewelry, cosmetics, creams and purses.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 29, 2011
Listed
Jul 20, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2011