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María Vanessa
The members of the communal bank named "San Valentin" meet every two weeks in the city of Portoviejo. It is the capital city of Manabi and for many years it has been known as the city of the true tamarinds.

Maria is the founding member of the communal bank and she is the payment official. She appreciates it because the interest rates are lower from other lending institutions. She is 28 years old and she is married common law. She has two children, aged 11 and 4. The eldest is in school and the youngest is in kindergarten. Her husband is a sales agent.

She is a very good house wife and she helps her husband with the household expenses. Every day in the afternoon she sells hamburgers and hot dogs. She has a cart from where she sells her snacks, working every day from 3pm to 8pm. She tells us that she has been in business for more than four years and it has gone very well. On special occasions and almost every Saturday she relocates to where dances are being held because she is able to sell many of her products and she even stays until later at night.

The loan is to purchase bread, ground meat, sausages, soft drinks, and other necessary products for her business.

Her dream is to have a large restaurant from where to sell her products.
View original language description ↓
En la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos. Cada quince días se reúnen las socias del Banco Comunal San Valentín.

La señora María es socia fundadora del Banco comunal es la fiscal de pagos y le gusta porque los intereses son más bajos que en otras instituciones de crédito. Tiene 28 años de edad mantiene una relación de unión libre de la cual tiene dos hijos de 11 y 4 años de edad, el mayor esta en colegio y la menor en jardín de infantes. Su marido es agente vendedor.

Es una muy buena ama de casa que para ayudar a su marido con los gastos de hogar todos los días por las tardes se dedica a la venta de hamburguesas y hot dog, tiene una carreta en la cual vende sus bocadillos, trabaja todos los días desde las 15h00 hasta las 20h00, nos cuenta que lleva con su negocio por más de cuatro años y que le va muy bien. En ocasiones o casi todos los sabados se desplaza hasta lugares donde organizan bailes ya que allí vende muchos de sus productos y se queda hasta más tarde en la noche.

Este crédito es para comprar pan, carne molida, salchichas, sodas, entre otras cosas necesarias en su negocio.

Su sueño es tener un gran local para vender sus productos.

About Ecuador

  • $10,200
    Average annual income
  • 47
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $675 helped María Vanessa to purchase bread, ground meat, sausages, soft drinks, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 27, 2011
Listed
Jul 20, 2011
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2012