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Fátima Susana
The members of the Bellavista Communal Bank meet in the neighborhood of Bellavista in Portoviejo, the capital of Manabí. Portoviejo has been known for many years as the city of “Los Reales Tamarindos”.


It is in this place that one can meet Sra. Fátima. She is 55 years old, married, and has two grown children who still live with her and attend university. Her husband is a veterinarian and works at Laica University in Manta.


Fátima is a homemaker who earns her own income by selling clothes, shoes, and products made by Yanbal (beauty products, cosmetics, perfumes, and women’s accessories). She works three day a week and generates sales by going door-to-door. Fátima says her customers also come to her house to buy the products, which she offers on credit and then collects payment weekly or every 15 days. She buys the clothing and shoes in Guayaquil and the Yanbal products are shipped to her house. Fátima has been in business for more than eight years and has always done well because she has many customers.


This loan will be used to buy trousers, blouses, perfumes, crèmes, cosmetics, and shoes. This is her fifth loan with the Communal Bank and she likes the fact that the loans are easy to obtain. Her dream is to own a car.

View original language description ↓
En la ciudadela Bellavista de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, se reúnen las socias del Banco Comunal Bellavista.

En este lugar conocimos a la señora Fátima, ella tiene 55 años de edad, está casada y de esta relación tienen dos hijos mayores de edad los mismos que estudian en universidad y aún viven con ella. Su esposo es médico veterinario y trabaja en la Universidad Laica en Manta.

Es una ama de casa que para obtener sus propios recursos se dedica a la venta de ropa, zapatos y productos Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana y su forma de venta es puerta a puerta aunque comenta que también sus clientes llegan hasta su casa a comprar los productos los mismos que deja a crédito y cobra cada semana o cada quince días. Sus productos lo que es ropa y zapatos los compra en Guayaquil y lo que es Yanbal lo recibe en su casa. Lleva más de ocho años con esta actividad y siempre le ha ido muy bien ya que tiene mucha clientela.

Este crédito es para comprar pantalones, blusas, perfumes, cremas, cosméticos y zapatos. Este es el quinto ciclo en el Banco Comunal y le gusta porque los créditos son fáciles de hacer.

Su sueño es tener un carro.

About Ecuador

  • $10,600
    Average annual income
  • 51
    View loans »
    Ecuador Loans Fundraising
  • $24,308,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Fátima Susana to purchase trousers, blouses, perfumes, crèmes, cosmetics, and shoes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 27, 2011
Listed
Jul 21, 2011
Currency Exchange Loss:
N/A
Ended:
Dec 15, 2011