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Mujeres Con Desición (Cuenca) Group
In this Group: María Rosario, Ruth Cecilia, Jenny Susana, María Carmen, María De Lourdes, Zoila Oliva, Norna Elizabeth, María Yazmin, Anita Lucia*, Mayra Alexandra, Ruth Esperanza*, Rosa Isabel
* not pictured
The communal bank "Mujeres con Decisión" is comprised of 12 hard-working, charismatic women who work in different business activities to contribute to their household economy and help their families get ahead. They live in different parts of the city of Cuenca, which is the third largest in the country. Its people maintain the culture and traditions, and are kind and agreeable.

One of the members is Mrs. Rosa who lives on the outskirts of the city of Cuenca. She is 57, married and has eight children, six of whom are married and independent. The next to the last son works to cover his own expenses and the youngest daughter is studying at an academy to be a seamstress. Her husband is a merchant and they live with one of their daughters.

Rosa sells grains for a living. She has been in business for ten years, working only on the weekends. jAt home she raises chickens and guinea pigs for family consumption and to sell.

She has been in the communal bank for four years and plans to use this new loan to buy pigs and animal feed.

Her goal is to expand her animal raising business.

The small photos are of the two members who could not be present in the group photo for work reasons.
View original language description ↓
El banco comunal Mujeres con Decisión está formado por 12 mujeres trabajadoras, luchadoras y con un gran carisma, laboran en diferentes actividades, las mismas que les permiten aportar a la economía del hogar y sacar adelante a sus familias. Viven en diferentes lugares de la ciudad de Cuenca, esta ciudad es la tercera ciudad más importante del país, su gente mantiene su cultura y tradiciones, son muy amables y cordiales.

Una de las socias es la Señora Rosa, vive por los alrededores de la ciudad de Cuenca. Tiene 57 años, es casada y en su unión conyugal ha concebido 8 hijos, 6 son casados e independientes, su penúltimo hijo trabaja para sus gastos personales y su ultima hija estudia en una academia de corte y confección. Su esposo es comerciante, no tienen casa propia por lo que vive en casa de una de sus hijas.

Doña Rosa es comerciante y se dedica a la venta de granos, esta actividad la desempeña hace 10 años y solo los fines de semana. En su casa se dedica a la cría de pollos, gallinas y cuyes que son para su consumo y para la venta.

Es socia del banco comunal hace 4 años y su nuevo crédito lo va a invertir en la compra de cerdos y alimento para sus animales.

Su meta es crecer con el criadero de animales.

Las fotos pequeñas adjuntas es de dos socias que por motivos de trabajo no pudieron estar presentes cuando se tomó la foto del grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 103
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mujeres Con Desición (Cuenca) Group's $3,700 loan helped a member to buy pigs and animal feed.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 22, 2011
Listed
Jul 21, 2011
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2011