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Yeri Dios Proveera Group
In this Group: Elvia Consuelo , Lidia Amparo, Cesil Domicila , Iris Dalia , Yolanda Isabel
Lidia Amparo is a member of the "Yeri Dios Proveerá" Group. She is 50 years old, married and has 8 children. She lives in the Guamilies community. She has been selling clothing in part of her home for the last 14 years. Her advantage is that she stays in her home all day, so that she can work with clients at any hour. She learned the work as a young child, married young and needed to help her husband with family expenses.

She needs this loan to buy a load of new clothing. Her economic stability has changed drastically since she began receiving loans from FAMA, even though right now sales are down, along with her income. She hopes that the situation will improve because the the price of basic products is rising and she needs to be able to afford them.

Her goal is to teach her children to be honest workers, since it is the best inheritance she can leave them. Lidia has taken more than 40 loans with FAMA and belongs to one of the first solidarity groups ever formed.

Translated from Spanish:

Lidia Amparo, es miembro del Grupo Yeri Dios Proveerá, tiene 50 años de edad, es casada y tiene 8 hijos, y reside en la Comunidad de Guamiles. Desde hace 14 años trabaja vendiendo ropa en una parte de su casa, su ventaja es que permanece todo el día en su hogar y puede atender a su clientela a cualquier hora. Aprendió a trabajar desde muy joven, ya que se casó a temprana edad y necesitaba ayudar a su esposo con los gastos familiares. El préstamo que solicita lo necesita para comprar un fardo de ropa nueva. La vida económica de Lidia ha cambiado grandemente desde que recibe el apoyo de los préstamos de FAMA, aunque en estos momentos las ventas han bajado bastante y sus ingresos también, ella espera que la situación mejore porque el precio de los productos de la canasta básica es elevado y necesita cubrirlos. Su meta es enseñarles a sus hijos a trabajar de forma honesta, ya que es la mejor herencia que puede dejarles. Lidia tiene más de 40 ciclos de trabajar con FAMA y pertenece a uno de los primeros grupos solidarios conformados.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,200
    Average annual income
  • 16
    View loans »
    Honduras Loans Fundraising
  • $8,227,050
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Yeri Dios Proveera Group's $975 loan helped a member to purchase new clothing.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 30, 2011
Listed
Jul 22, 2011
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2012