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Cosme Olivio
Cosme Olivio, age 60, is married and lives with his wife. He has three children, but all of them are married. He lives in the Ventanas canton in the Los Ríos province.

The members of the “Divino Niño” (Divine Child) Communal Bank live in the Estero Lindo precinct. The members of this bank devote themselves to growing short cycle corn and rice.

Cosme devotes himself to growing corn and rice. He buys his products at Comercial AGRIPAC. He sells them at the wholesale market in Ventanas.

He is requesting the loan to plant corn and rice. He will buy fertilizers and corn and rice seeds. The support of the loan will help him to financially supply his necessities. He faces challenges like pest infestation and the lack of money to pay for more workers.

His dream is to prosper and to have more money.

He likes celebrating precinct holidays with his family.
View original language description ↓
Cosme Olivio tiene 60 años, Es casado vive con la esposa tiene tres hyijos pero todos son casados, en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. EL DIVINO NIÑO, se encuentra ubicada en el recinto Estero Lindo, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto como siembre de maíz y arroz.

Cosme se dedica a la agricultura a la siembra de maíz y arroz. Compra sus productos en Comercial AGRIPAC y los vende en el mercado mayorista de Ventanas.

Solicita el crédito para sembrar maíz y arroz, compra de semillas y abonos de maiz y arroz. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrenta desafíos como plagas en los cultivos y la falta de dinero para pagar a mas trabajadores. Su sueño es prosperar tener mas dinero.

Le gusta festejar las fiestas del recinto en compañia de la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $25,023,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Cosme Olivio to buy corn and rice seeds and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 8, 2011
Aug 1, 2011
Currency Exchange Loss:
Feb 15, 2012