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Andre Bernard
This customer is 48 years old, married and father to three children, whose ages range from seven to 22 years old. Since he lacked the necessary support for his studies, he began a hairdressing activity for men. Given the high frequency of customers, the granting of this loan will allow him to boost his materials or work tools, by getting comfortable chairs, for instance, as well as hair clippers, an electric generator, a fan and a television.

He is planning to save a large part of his profits so that he can build a hairdressing salon for men and women, and, as such, generate employment for an unemployed youth. Caring and responsible for his children's future, he is fighting for their rights.
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Client de 48 ans, marie et pere de 3 enfants dont l'age varie entre 7 et 22 ans. N'ayany pas d'appui necessaire pour la poursuite de ses etudes , il se lance dans la coiffure homme.
Vu la frequence elevee des clients, l'octroi du pret permettra de renforcer le materiel ou les outils de travail comme les chaises confortables, les tondeuses, le generateur electric, le ventilateur et un poste televiseur.

Il envisage de beaucoup epargner a partir de ses benefices afin de construire un salon de coiffure mixte et ainsi generer de l'emploi pour un jeune desoeuvre.
Soucieux et responsable de l'avenir de ses enfants, ul fait face a leurs droits.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 462.5
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Andre Bernard acheter deux tondeuses, lames, de gilettes , douzaine de razoirs, ventilateur, generateur, chaises to buy two hair clippers, gillette blades, a dozen razors, a fan, a generator and chairs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 14, 2011
Aug 9, 2011
Currency Exchange Loss:
Dec 17, 2011