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This is 46 year-old Elizabeth. She is married and has 4 children aged 19, 16, 13 and 10. She has 5 additional dependents, her nephews and nieces, who live with her.

In 2008, Elizabeth established her sewing materials and drinks business. She began her business because she wanted to assist her husband in providing for their household, and this business is her major source of income. Working 7 days a week and 10 hours a day, Elizabeth earns about SLL 900,000 every month from her business.

Elizabeth would like a loan in the amount of SLL 4,000,000 in order to buy siphon materials, poplin, checked material, shine-shine lace, wool thread and soft drinks. She hopes that this loan will enable her to increase her monthly profits by approximately SLL 250,000. In the future, Elizabeth plans to transform her business into a provisions shop and to complete construction of her house. The rising costs of her goods and of transportation are Elizabeth's major business challenges. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 2
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,352.5
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Elizabeth to buy sewing materials and drinks.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 7, 2011
Jul 19, 2011
Currency Exchange Loss:
Apr 15, 2012