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Nanuli comes from the village of Shroma, West Georgia. She is 53 years old and lives with her husband Mamia and her 30 year-old daughter. Nanuli runs the agricultural business of the family. The family has four milk cows. Nanuli produces and sells on average 70 kg cheese per month. She sells cheese at a local open market. Also the family owns 500 nut trees. Harvested nuts are sold locally as well. With the requested loan, Nanuli plans to diversify her business. In particular, she plans to purchase five bee-hives with bee-colonies. She will get approximately 40 liters of honey per year. Sale of honey will increase the family’s income. In the future Nanuli plans to reinvest the profit from bee-keeping and increase the number of bee-hives.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 41
    View loans »
    Georgia Loans Fundraising
  • $7,896,375
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Nanuli to purchase five bee-hives with bee-colonies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 11, 2011
Jul 19, 2011
Currency Exchange Loss:
Aug 15, 2012