To earn a living, Mrs. Soeum sells some study materials and other merchandise to students who attend her local school. She shares responsibility with Mr. Soeun, her husband, who always goes to the river to catch fresh fish using a variety of fishing tools. Mrs. Soeum has been running her retail business since 2010, earning around $4 each day to cover expenses for the family. Mrs. Soeum now has four young children; all of them are students in the local school. Mrs. Soeum would like to request a loan to buy more merchandise to sell. With the rest of funding, she will buy some fishing equipment for her husband to catch more fish.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.