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Virginia is 36 years old and married with two children. Her children are 10 and 14 years old. She is the owner of a bread store where she sells all different types of breads. Some of her specialties are French bread, pastries with dulce de leche, and sweet bread. Virginia works every day of the week making and selling bread. With a 1,200 USD loan, Virginia plans to purchase more flour, sugar, and butter to make bread for her store. She hopes eventually that she will be able to make a greater quantity of bread so that she can buy her own ovens, as she currently rents them. Virginia is very hardworking and committed to making all of the loan payments on time.

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About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 93
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Virginia to buy more flour, sugar, and butter to make bread.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 13, 2011
Jul 18, 2011
Currency Exchange Loss:
Dec 15, 2011