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Carlos Alfredo
Carlos Alfredo is 22 years old, single, and lives with his aunt in the canton of Ventanas in Los Ríos Province.

The members of the Communal Bank “Nuevo Amanecer” (New Dawn) meet in the neighborhood of Recinto San Luis de Zapotal, which is part of the canton of Ventanas. This Communal Bank has 12 members, most of whom are long-time farmers who grow corn and rice.

Carlos Alfredo is a farmer who grows corn and rice. He buys his products at the PRONACA Commercial Center and sells at the wholesale market in Ventanas.

He is requesting a loan for growing corn and rice. Carlos will buy supplies and fertilizers for his crops. With the financial assistance provided through this loan, he will be able to acquire needed supplies. Some of the challenges he faces include diseases that could make his workers sick and the lack of money for making continued investments. His dream is to finish his studies.

Carlos enjoys playing sports.

View original language description ↓
Carlos Alfredo tiene 22 años, Es soltero vive con una tia, en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. NUEVO AMANECER, se encuentra ubicada en el Recinto San Luis de Zapotal, perteneciente al Cantón Ventanas, esta ventanilla son 12 miembros se en su mayoría dedica a labores como siembre de maíz y arroz, actividad mas antigua.

Carlos Alfredo se dedica a la agricultura a la siembra de maíz y arroz. Compra sus productos en Comercial PRONACA y los vende en el mercado mayorista de Ventanas.

Solicita el crédito para sembrar maíz y arroz, compra de insumos y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como enfermedades de los trabajadores y falta de dinero para seguir invirtiendo. Su sueño es terminar sus estudios.

Le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 49
    View loans »
    Ecuador Loans Fundraising
  • $24,292,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Carlos Alfredo to purchase farming supplies and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 7, 2011
Jul 19, 2011
Currency Exchange Loss:
Feb 15, 2012