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Ana Luisa
Ana Luisa is 50 years old, single, and doesn't have any children. She lives in El Progreso, in Chillanes canton.

The 'DIVINO NIÑO' community bank is located 20 minutes from our Chillanes office. It has ten members and this is the third loan that they have requested from our organization. The members of this bank work in agriculture, growing cacao, corn and bananas. They also sell dried grains.

Ana Luisa is a farmer who grows cacao, corn, bananas, soy and cassava. She also raises birds. She makes her purchases in Chillanes and San Pablo and makes her sales in the Sunday market in Chillanes.

This loan will help Ana Luisa to buy supplies and fertilizers. Her loans have helped her to increase her crop production. She has faced challenges such as illnesses amongst her workers, pest infestations and plant diseases. Her dream is to have money.

Ana Luisa enjoys being a hard-working person and listening to music.
View original language description ↓
Ana Luisa tiene 50 años, es soltera vive sola no tiene hijos, vive en el Recinto El Progreso Perteneciente al Cantón Chillanes.

Los miembros de la V.R.C DIVINO NIÑO, está ubicada a 20 minutos de la oficina en Chillanes, está constituida por 10 socios es el tercer crédito que solicitan a la cooperativa, los miembros de esta ventanilla se dedican a la agricultura siembran cacao, maíz y plátano, además se dedican a la comercialización de granos secos.

Ana Luisa se dedica a la agricultura siembra cacao, maíz, plátano, soya y yuca, además se dedica a la crianza de aves. Las compras las realiza en Chillanes y San Pablo y las vende en la feria de los domingos en Chillanes.

El crédito le ayudará en la compra de insumos, fertilizantes, el crédito le apoyado de manera que han incrementado la producción de los cultivos. Ha enfrentado desafíos como enfermedades de los trabajadores y las plagas y enfermedades en los cultivos. Su sueño es llegar a tener dinero.

Le gusta ser una persona trabajadora y escuchar musica.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 67
    View loans »
    Ecuador Loans Fundraising
  • $24,996,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Ana Luisa to buy supplies and fertilizers.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Jul 5, 2011
Jul 18, 2011
Currency Exchange Loss:
Aug 23, 2012