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Galinda Mercedes
Galinda Mercedes, 41, is single living with her children who are 15 and 10 years of age in El Progreso that belongs to Chillanes Canton.

The members of the “El Progreso” (Progress) communal bank are located 15 minutes from the Chillanes office. There are 13 members and this is their third loan request to the cooperative. The members of this communal bank are cocoa bean, corn, banana, soya and manioc farmers.

Galinda Mercedes farms cocoa beans, corn, banana, soya and manioc; she also raises livestock. She makes her purchases in Chillanes and in San Pablo and her sales take place in the Chillanes Sunday market.

The loan will help her buy farming supplies, fertilizer and manure for the crops and feed for the livestock. The loan has helped her in that she increased crop yields. She has faced challenges like illness among her laborers and infestations and illnesses in the crops. Her dream is to buy more land to continue farming and to buy more livestock.

She enjoys bathing in the river with her children.
View original language description ↓
Galinda Mercedes tiene 41 años, es soltera vive con los hijos de 15 y 10 años, vive en el Recinto El Progreso Perteneciente al Cantón Chillanes.

Los miembros de la V.R.C EL PROGRESO, está ubicada a 15 minutos de la oficina en Chillanes, esta constituida por 13 socios es el tercer crédito que solicitan a la cooperativa, los miembros de esta ventanilla se dedican a la agricultura siembran cacao, maiz, platano, soya y yuca.


Galinda Mercedesse dedica a la agricultura siembra cacao, maíz, plátano, soya y yuca, ademas se dedica a la crianza de ganado. Las compras las realiza en Chillanes y San Pablo y las vende en la feria de los domingos en Chillanes.

El crédito le ayudará en la compra de insumos, fertilizantes y abonos para los cultivos y alimentación para las ganado, el crédito le apoyado de manera que han incrementado la producción de los cultivos. Ha enfrentado desafíos como enfermedades de los trabajadores y las plagas y enfermedades en los cultivos. Su sueño es comprar mas terreno para seguir cultivando y comprar mas ganado.

Le gusta ir al rio con los hijos a tomar un baño.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $24,212,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Galinda Mercedes to buy farming supplies, fertilizer, manure and animal feed.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 5, 2011
Listed
Jul 18, 2011
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2012