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José, 47, is married living with his son and wife who are his greatest priorities. He intends to use the loan to buy farming supplies and seedlings for subsequent transplantation. He has a field in good condition that’s prepared for planting and apt for this type of farming. He wants to establish a good coffee plantation to get good harvests in the future. He is concerned about his family’s future and wants to improve their standard of living more each day.

This is his first loan with FUDECOSUR. He has had no previous loans with state banks. FUDECOSUR has offered the best terms and a much lower interest rate.
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José, tiene la edad de 47 años, está casado, vive con su hijo y su esposa que son sus mayores prioridades. El pretende con el crédito realizar la compra de los insumos y almacigo para su posterior siembra. El cuenta con el terreno ya preparado para su siembra y apto para la explotación de este cultivo en buenas condiciones. El quiere establecer una buena plantación de café para así obtenerle buenas cosechas en su futuro. El piensa en el futuro de su familia y quiere mejorar su nivel de vida cada día más. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,494,350
    Funds lent in using Kiva
  • 503.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Jose to buy coffee seedlings and farming supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 20, 2011
Jul 18, 2011
Currency Exchange Loss:
Dec 15, 2011