This group is called 'Union and Strength' because this group is focused on remaining united at every moment of their lives and working to meet their goals. They are located in the state of Mexico. The group has 9 members. Miss Adriana is 19 years old and studied until high school. She is a saleswoman and does not have children. She has run a taco stand as a main job for about two years and as a second job works selling shoes through a catalog. She likes to have many businesses and look for new ways to get ahead and offer her family a better quality of life. She wants this loan to invest in furniture, supplies, and shoes that her customers order. Her customers prefer her stand because her tacos are very tasty and her business is always clean. She also delivers their orders on time and allows for flexible payments. She is enthusiastic about asking for this loan to help with her family's expenses. Thanks to the popularity of her taco stand she plans to expand it in the future in order to provide better service to her customers.
Este grupo se llama "UNION Y ESFUERZO" porque para el grupo es estar unidas en todos los momentos de la vida y esforzarse por cumplir sus metas. Esta ubicado en el Estado de México. El grupo esta conformado por 9 integrantes. La señorita Adriana tiene 19 años, estudio hasta la preparatoria, es comerciante y no tiene hijos. Ella tiene una taqueria como actividad principal desde hace aproximadamente 2 años como actividad adicional se dedica a la venta de zapato por catalogo pues le gusta tener varios negocios y buscar opciones de salir adelante para ofrecerle a su familia una mejor calidad de vida. Quiere este prestamo para invertirlo en mobiliario, insumos, zapatos que le piden sus clientes. Sus clientes la prefieren porque sus tacos son muy ricos y simpre tiene limpio su negocio además de que entrega sus pedidos a tiempo y en pagos flexibles. Al solicitar el prestamo ella se siente entusiasmada y apoyar a su familia en los gastos familiares, debido a la gran demanda que tiene en su taqueria piensa más adelante ampliar su local, lo cual le permita darle una mejor atencion a sus clientes.
This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).
For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.