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Qalakoncane Group
In this Group: Getrude, Thobile Nokuthula , Mavis Thandazile, Nomfundo Nonkululeko , Nozipho Lillian
Getrude is widowed with five children between the ages of 28 and 43. She operates a small store from her home where she sells chickens and sleeping mats. Getrude has been in business for five years and she has three employees. She also receives income from an old age pension program provided by the South African government.

Getrude is requesting a loan from WDB and Kiva to purchase more chickens and sleeping mats to sell. In five years, she hopes to become a wholesaler of chickens and mats to other entrepreneurs. Getrude’s biggest business challenge is that her customers buy on credit and do not repay her. She would like to thank WDB and Kiva and she hopes to make a lot of money from this loan!

Additional Information

About Women’s Development Businesses (WDB)

This loan is administered by Women’s Development Businesses (WDB), Kiva’s first and only partner in South Africa. Over 75% of South Africa’s population lives in rural areas and about a quarter of South Africans live on less than $1.25 per day.

WDB offers microcredit and training to rural women in order to improve their families’ living standards and encourage active participation in their communities. In addition to targeting women with household incomes of less than 50% of the South African poverty standard, WDB also provides enterprise development and mentorship for women ready to enhance their business skills.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About South Africa

  • $12,700
    Average annual income
  • 0
    View loans »
    South Africa Loans Fundraising
  • $749,500
    Funds lent in using Kiva
  • 6.8
    South Africa Rand (ZAR) = $1 USD

Success!! The loan was 100% repaid

A portion of Qalakoncane Group's $1,400 loan helped a member to buy chickens and sleeping mats to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 1, 2011
Jul 18, 2011
Currency Exchange Loss:
Mar 13, 2012