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Shoira is married with children. She owns a business in the central market of Gafurov region where she sells fabrics for sewing national women's dresses. Shoira has been in this trade for about eight years. Her business has seen considerable growth since she modernized her vending facility using loans from IMON International. Shoira has been partnering with our organization for about eight years. Shoira is requesting a loan of 13,000 TJS to increase her assortment of inventory and boost her sales. She is ready to continue working hard to see her business grow and thrive. Her ultimate goal is to provide a better life for her family. She also plans to invest part of her profit in doing some basic remodeling of her apartment. She did not have any problems with previous loan repayments. We hope the current loan will also be repaid without any delinquencies, and we are excited to promote the further expansion of Shoira's enterprise.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit:

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 106
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 4.7
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,800 helped Shoira to buy seasonal fabrics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 12, 2011
Jul 17, 2011
Currency Exchange Loss:
Jul 15, 2012