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Mukisa Development Group
In this Group: Joyce, Elizabeth, Specioza, Rose, Amina, Annet, Edrisa, Amina, Maria, Teopista, Eron, Mastulla*
* not pictured
Thirty years running a successful tailoring business is no easy accomplishment. But a certain enterprising 48-year-old lady, who goes by the name of Joyce, has notched it. She operates in Mpigi. Longevity is not something most people talk about when they are discussing this kind of business. Most people involved in this business face stiff competition from local textile industries and the secondhand clothing markets. Most of the clothes they sew may not even be bought, if the price is not that pocket favorable. Most people would rather make do with secondhand clothing. This, however, was not a factor that could dampen Joyce's spirits 30 years ago, when she sought to earn her keep and obtain a footing in this business.

She has, by and large, had a chequered experience running this business. At the beginning, she was mostly sewing school uniforms for schools. With time, she diversified and starting sewing all sorts of clothes to sell. With orders from schools increasing, and her other clothes (mostly lady's clothes) selling favorably in her shop, Joyce knew that, with determination, she could make headway. The new lease on life in her business was translating into better sales profits. Given her nature, however, she could not rest on her laurels. This is one attribute which has kept her business afloat. Most of her friends say she is never complacent.

Weekly, her business sales revenue totals up to 60,000 Ugandan shillings. This is modest by her standards but she remains upbeat. The economic status quo in the country as of now is adverse and she knows most people are facing it tough. Once the situation improves, she envisages better conditions for her business. For Joyce's group, this is their second loan cycle. Joyce says she is requesting this Kiva loan money to purchase more clothes-making textile materials. With this, she reckons she will be able to make more clothes and school uniforms to sell.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,500
    Average annual income
  • 296
    View loans »
    Uganda Loans Fundraising
  • $29,599,275
    Funds lent in using Kiva
  • 2,585.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Mukisa Development Group's $2,525 loan helped a member to purchase more clothes-making textile materials.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 14, 2011
Listed
Jul 17, 2011
Currency Exchange Loss:
Possible
Ended:
Jan 6, 2012