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Farzana's Group
In this Group: Farzana, Shamim, Rubina, Ghulam Fatima
Farzana is 36 years old, married and the mother of a son. She stays at home and does her household responsibilities. Her husband operates a Punjabi food restaurant business. He has good taste in his hand and good behavior, which are the reasons he attracts his clients. He also has a good number of clients in his own area who come to his restaurant daily to eat the food items (Biryani, made with chicken and served with yogurt and Nan chany, made with chickpeas and served with bread).

Farzana has applied for a loan from Kiva partner Asasah for the expansion of her husband’s business. With the loan, he will buy the required ingredients to be able to prepare better quality food items and to serve more clients for better profits. Farzana is hopeful that the loan investment will help him expand his business and increase his profits. She is a new loan user and this is her first loan application to Asasah.

Note: In the photo, the lady with a book (called Asasah Passbook) is Farzana.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 250
    View loans »
    Pakistan Loans Fundraising
  • $14,728,150
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Farzana's Group's $950 loan helped a member to buy ingredients to make Punjabi food.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 8, 2011
Jul 17, 2011
Currency Exchange Loss:
Jul 15, 2012