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Benyamin is a 42 year-old man, married to Diana, a 37 year-old lady. Their marriage has been blessed with four adorable children, namely Yeti, a sixteen year-old girl who is in the second year of senior high school; Fernando, a 14 year-old boy in the second year of junior high school; Samaria, an 11 year-old girl in the fourth grade of elementary school; and Frits, a 7 year-old boy in the second grade of elementary school.

Benyamin has been running a room rental business for seven years in order to fulfill the basic needs of his family. His wife is working as a seamstress to assist him in generating money for their living. By setting up his unused rooms, he has attracted the students who come from countryside and want to continue study in the city, but don't have any relatives or place to stay. They can rent a small room with access to clean water and electricity and pay IDR 75,000 on a monthly basis.

Benyamin is dreaming of renovating his rental house but needs money to do so. He met TLM’s loan officer who promoted TLM’s lending program to the community in his village. Benyamin got interested in joining the program. He is requesting a loan of IDR 10,000,000. Benyamin is hoping that he gets the loan to purchase zinc, cement and other materials to renovate his rental house.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 30
    View loans »
    Indonesia Loans Fundraising
  • $5,306,475
    Funds lent in using Kiva
  • 8,558.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Benyamin to buy building materials to renovate the rooms to be leased.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 7, 2011
Jul 16, 2011
Currency Exchange Loss:
Jan 17, 2014