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Epmcc Plus Group
In this Group: Tyty, Frida, Tyty, Mfutila, Kusosa, Marie, Monga, Jeanne, Landu, Jean-Claude, Basunga*, Mbambu, Mima*, Muyombe, Mafuta, Annie*, Mireille, Tsamba, Dorcas, Pierre*, Kamuimba, Isungu, Perpetue
* not pictured
Tyty is a chairwoman of a community bank named "EPMCC Plus," made up of 23 members firmly united to receive loans from the MFI (micro-finance institution) HOPE RDC in order to develop their businesses.

Tyty sells fruits and other miscellaneous items. She sells them in a market located in the western part of Kinshasa. She has been in business since 1997. She has borrowed four loans from MFI HOPE DRC for business expansion, and she fully repaid them. With the next loan, Tyty will be able to meet customer demand and generate additional profits. She will buy two sacks of mangoes to resell for a profit. Her business makes 30 USD in profit each day. One of Tyty's strategies for keeping her clients is to tell them in advance about any change that can occur in business. Her ambition is to become a fruit provider. Tyty is 30 years old. She is married and has four children between ages 4 and 18 years old. Two of them go to school.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 22
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,044,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Epmcc Plus Group's $4,250 loan helped a member to increase the inventory of her business by buying two sacks of mangoes and reselling them for a profit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 12, 2011
Aug 1, 2011
Currency Exchange Loss:
Jan 15, 2012